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To find our lineup of structured settlement companies we looked at a variety of factors, including customer sentiment, company visibility and whether the company belongs to industry groups such as the National Association of Settlement Purchasers (NASP). In order to be a member of NASP, a structured settlement company must abide by a code of ethics and a consumer bill of rights as well as participating in anti-fraud initiatives. We were not able to evaluate rates and fees, since they depend so much on the specific details of each settlement. Before you sign the dotted line, check with the settlement companies you’re considering to determine what the exact rates and fees are if you decide to convert all or some of your structured settlement to a lump sum payout.
J.G Wentworth is one of the largest structured settlement buyers. (It also owns Peachtree Financial, another large and well-known brand.) If you have an annuity from a legal settlement, accident or lottery award, J.G. Wentworth can purchase a portion of your settlement. The advantage of this is that you can leverage your settlement in multiple ways, preserving future monthly payments while getting some short-term cash. You can also sell your entire settlement to J.G Wentworth.

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